I have just been served a "Statement of claim" from a financial instition I have a line of credit with. I have fallen on hard times and I am selling my house to pay off debts but there is not enough equity to include these guys. I want to make sure that no judgement is awarded until after I closed the deal on my house and paid off those I can. How should I proceed to delay the court date? I have 20 days from today to respond with a statement of defence or 30 days with an intent to defend. I will need another 60 days after that to complete my closing.