International Ship Masters' Association
Encyclopedia
Established in 1886 as the Excelsior Marine Benevolent Association, in 1893 changed its name to Ship Masters' Association. This was a society among members of the profession, where in case of death of a member the widow or beneficiary
Beneficiary
A beneficiary in the broadest sense is a natural person or other legal entity who receives money or other benefits from a benefactor. For example: The beneficiary of a life insurance policy, is the person who receives the payment of the amount of insurance after the death of the insured...

would receive $100.00.
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