Banque Populaire du Rwanda SA
Encyclopedia
Banque Populaire du Rwanda SA (BPR), is a commercial bank
Commercial bank
After the implementation of the Glass–Steagall Act, the U.S. Congress required that banks engage only in banking activities, whereas investment banks were limited to capital market activities. As the two no longer have to be under separate ownership under U.S...

 in Rwanda
Rwanda
Rwanda or , officially the Republic of Rwanda , is a country in central and eastern Africa with a population of approximately 11.4 million . Rwanda is located a few degrees south of the Equator, and is bordered by Uganda, Tanzania, Burundi and the Democratic Republic of the Congo...

. The bank is one of the licensed commercial bank
Commercial bank
After the implementation of the Glass–Steagall Act, the U.S. Congress required that banks engage only in banking activities, whereas investment banks were limited to capital market activities. As the two no longer have to be under separate ownership under U.S...

s in the Republic of Rwanda.

Overview

, BPR was a medium-sized financial services provider in Rwanda. Its total asset valuation was in excess of US$185 million (RWF:109.2 billion). The bank maintains eighteen (18) branches and is focused in lending to businesses in the agricultural sector. Its loan book in December 2010 totalled over US$132 million (RWF:78.1 billion). Shareholders' equity in the bank is estimated at US$10 million (RWF:5.8 billion).

History

The origins of the bank can be traced back to 1975, when the first Banque Populaire was formed in the settlement of Nkamba, in the city of Kibungo
Kibungo
Kibungo is a city in Ngoma district in the Eastern Province of Rwanda, and was the capital of the now defunct Kibungo Province.- Kibungo City :Kibungo is located about 100km from Kigali, along the main road to Tanzania...

, Eastern Province. Over the next ten (10) years many other similar banks were founded around the country. In 1986, the various autonomous Banques Populaires formed an umbrella called Union des Banques Populaires du Rwanda (UBPR). UBPR was operated as a Cooperative Bank. In January 2008, following thirty three (33) years of experience in the Rwandan financial sector, UBPR was transformed from a cooperative bank into a commercial bank
Commercial bank
After the implementation of the Glass–Steagall Act, the U.S. Congress required that banks engage only in banking activities, whereas investment banks were limited to capital market activities. As the two no longer have to be under separate ownership under U.S...

: “Banque Populaire du Rwanda S.A”. In June 2008, Rabobank
Rabobank
Rabobank is a financial services provider with offices worldwide. Their main location is in the Netherlands. They are a global leader in Food and Agri financing and in sustainability-oriented banking...

, the Dutch cooperative banking conglomerate, acquired 35% shareholding in BPR.

Ownership

The bank's stock
Stock
The capital stock of a business entity represents the original capital paid into or invested in the business by its founders. It serves as a security for the creditors of a business since it cannot be withdrawn to the detriment of the creditors...

 is owned by the following corporate entities:

{| style="font-size:100%;"
|-
| width="100%" align="center" | Banque Populaire du Rwanda Stock Ownership
|- valign="top"
|
{| class="wikitable sortable" style="margin-left:auto;margin-right:auto"
! style="width:2em;" |Rank !!Name of Owner!!Percentage Ownership
|-
|1||Rabobank
Rabobank
Rabobank is a financial services provider with offices worldwide. Their main location is in the Netherlands. They are a global leader in Food and Agri financing and in sustainability-oriented banking...

||35.0
|-
|2||Rwanda Savings Cooperatives||65.0
|-
|||Total||100.00
|-
|}

Branch Network

As of April 2010, Bank Populaire du Rwanda maintains a network of over 150 branches and outlets in all provinces of the country. The eighteen (18) main branches of the bank are at the following locations:
  1. Main Branch - Kigali
    Kigali
    Kigali, population 965,398 , is the capital and largest city of Rwanda. It is situated near the geographic centre of the nation, and has been the economic, cultural, and transport hub of Rwanda since it became capital at independence in 1962. The main residence and offices of the President of...

  2. BPF Branch - Kigali
    Kigali
    Kigali, population 965,398 , is the capital and largest city of Rwanda. It is situated near the geographic centre of the nation, and has been the economic, cultural, and transport hub of Rwanda since it became capital at independence in 1962. The main residence and offices of the President of...

  3. Kimironko Branch - Kimironko, Kigali
    Kigali
    Kigali, population 965,398 , is the capital and largest city of Rwanda. It is situated near the geographic centre of the nation, and has been the economic, cultural, and transport hub of Rwanda since it became capital at independence in 1962. The main residence and offices of the President of...

  4. Muhima Branch - Muhima, Kigali
    Kigali
    Kigali, population 965,398 , is the capital and largest city of Rwanda. It is situated near the geographic centre of the nation, and has been the economic, cultural, and transport hub of Rwanda since it became capital at independence in 1962. The main residence and offices of the President of...

  5. Rwezamenyo Branch – Rwezamenyo, Kigali
    Kigali
    Kigali, population 965,398 , is the capital and largest city of Rwanda. It is situated near the geographic centre of the nation, and has been the economic, cultural, and transport hub of Rwanda since it became capital at independence in 1962. The main residence and offices of the President of...

  6. Muhanga Branch - Muhanga
    Muhanga
    Muhanga is a district in Southern Province, Rwanda. Its capital is Gitarama, one of Rwanda's largest cities, gateway to the west and south of the country and seat of the provisional government during the 1994 Rwandan genocide.- Geography :...

    , Southern Province
  7. Musanze Branch - Musanze
    Musanze
    Musanze is a district in the Northern Province of Rwanda. Its capital city is Ruhengeri, which is also sometimes known as Musanze.- Geography and tourism :...

    , Northern Province
  8. Rusizi Branch - Rusizi
    Rusizi
    Rusizi may refer to:* Rusizi River, a river which flows between Lakes Kivu and Tanganyika, in Rwanda, Burundi and the DRC* Rusizi National Park, a park based on the river Rusizi near Bujumbura, Burundi* Rusizi , a district in West Province, Rwanda...

    , Western Province
  9. Gicumbi Branch - Gicumbi
    Gicumbi
    Gicumbi is a district in Northern Province, Rwanda. Its capital is Byumba, which is also the provincial capital.- Geography :The district lies due-north of Kigali, straddling the major road from Kigali to Kampala...

    , Northern Province
  10. Rubavu Branch - Rubavu
    Rubavu
    Rubavu is a district in Western Province, Rwanda. Its capital is Gisenyi, Rwanda's biggest beach resort and border city.- Geography :...

    , Northern Province
  11. Ngoma Branch - Ngoma
    Ngoma
    Ngoma, Zambia is the only settlement in the south of Kafue National Park. It is a short way south of Itezhi-Tezhi Dam. Ngoma is the home of the head warden for the south half of the park, and for around 200 game wardens and their families employed by ZAWA...

    , Eastern Province
  12. Huye Branch - Huye
    Huye
    Huye may refer to:* Mount Huye, a mountain in southern Rwanda.* Huye , a bottled mineral water brand sold in Rwanda and produced on Mount Huye.* Huye , a district of South Province, Rwanda, which contains Mount Huye and Butare city....

    , Southern Province
  13. Rwamagana Branch - Rwamagana
    Rwamagana
    Rwamagana is a city and capital of both Rwamagana district and the Eastern Province of Rwanda- Description :Rwamagana lies approximately from Kigali, on the newly renovated road leading east towards Tanzania...

    , Eastern Province
  14. Karongi Branch - Karongi
    Karongi
    Karongi is a district in Western Province, Rwanda. Its capital is Rubengera, but the district also contains Kibuye, the provincial capital and a major Rwandan lakeside resort.- Geography :...

    , Western Province
  15. Nyamagabe Branch - Nyamagabe
    Nyamagabe
    Nyamagabe is a district in Southern Province, Rwanda. Its capital is Gikongoro city.- Geography, flora and fauna :The district lies between Butare and Cyangugu in the south-west of Rwanda, and contains much of the former Gikongoro Province, which was disbanded in 2006...

    , Southern Province
  16. Nyagatare Branch - Nyagatare
    Nyagatare
    Nyagatare is a city and capital of Nyagatare district in Eastern Province, Rwanda. It has a population of 9000 inhabitants.The city is located at the end of a 12 km spur from the Kayonza-Kagitumba road, and has grown considerably since 1994, boosted by an influx of former refugees from Uganda...

    , Eastern Province
  17. Bugesera Branch - Bugesera
    Bugesera
    Bugesera is a district in Eastern Province, Rwanda. Its capital is Nyamata.The district is the location of two memorial sites of the Rwandan Genocide: the Ntarama Genocide Memorial Site and the Nyamata Genocide Memorial Site.- Geography :...

    , Eastern Province
  18. Nyanza Branch - Nyanza
    Nyanza, Rwanda
    Nyanza is a town located in Nyanza in the Southern Province of Rwanda.The old Royal Palace of the Rwandan monarchy is located in the town of Nyanza. It is now the Rwesero Art Museum....

    , Southern Province

Directors

The activities of Bank of Kigali are supervised by an eight-member Board of Directors
Board of directors
A board of directors is a body of elected or appointed members who jointly oversee the activities of a company or organization. Other names include board of governors, board of managers, board of regents, board of trustees, and board of visitors...

. The current Chairman of the Board
Chairman of the Board
The Chairman of the Board is a seat of office in an organization, especially of corporations.Chairman of the Board may also refer to:*Chairman of the Board , a 1998 film*Chairmen of the Board , a 1970s American soul music group...

 is Afrique Ramba.

Management Board

The day to day affairs of the bank are managed by a four-member Executive Management Team, led by Herman Klaassen, the Chief Executive Officer
Chief executive officer
A chief executive officer , managing director , Executive Director for non-profit organizations, or chief executive is the highest-ranking corporate officer or administrator in charge of total management of an organization...

.
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