Bereavement benefit
Encyclopedia
United Kingdom
Bereavement benefit replaced Widow's benefit in the United KingdomUnited Kingdom
The United Kingdom of Great Britain and Northern IrelandIn the United Kingdom and Dependencies, other languages have been officially recognised as legitimate autochthonous languages under the European Charter for Regional or Minority Languages...
in April 2001. It is a social security
Social security
Social security is primarily a social insurance program providing social protection or protection against socially recognized conditions, including poverty, old age, disability, unemployment and others. Social security may refer to:...
benefit that is designed to support people who have recently lost their spouse, and need some financial support to help them get back on their feet. A similar benefit is provided in Malta in accordance to the Widows and Orphans Pension Act of 1927.
The qualifying conditions are as follows:
It is required that the deceased and the claimant be married at the time of death.
Bereavement benefit consists of 2 parts, firstly:
- a Bereavement payment of £2000 which is a one off tax free lump sum payable if the deceased spouse met the relatively complex National InsuranceNational InsuranceNational Insurance in the United Kingdom was initially a contributory system of insurance against illness and unemployment, and later also provided retirement pensions and other benefits...
contribution conditions.
Secondly:
- the succeeding benefit:
- Bereavement allowance, which is payable to widow(er)s aged 45 or over at the time of being widowed. This runs for 52 weeks or until the customer reaches Retirement age (whichever is sooner). The amount payable is dependent upon the deceased spouse's National Insurance contributions and the claimant's age
- Widowed parent's allowance. This is payable to widow(er)s who have dependent children for whom they are in receipt of child benefitChild benefitChild benefit is a social security payment disbursed to the parents or guardians of children. Child benefit is means-tested in some countries.-Australia:...
. The amount payable is dependent upon the deceased spouse's National Insurance contributions plus any additional pension they may have earned. Widowed parent's allowance is payable until the claimant stops getting child benefit.
None of these benefits are payable if the claimant is over state pension age, although the bereavement payment of £2000 may be payable if the deceased was not in receipt of a category A state pension.
Ireland
In Ireland, a window/widower is able to receive the Widow's/Widower's (Contributory) Pension (Pinsean Ranníocach Baintrí (Fir agus Mná)), the Bereavement Grant (Deontas Báis), the Widowed Parents Grant (Deontas Báis Bhaintrí/Bhaintrí Fir) and/or the Special Funeral Grant (Deontas Speiseálta Sochraide).Payments for the Widow's/Widower's Pension are as follows:
| Age | Payment per week | Payment from January 2008 |
|---|---|---|
| Under 66 | €191.30 | €203.30 |
| 66 - 79 | €209.30 | €223.30 |
| Over 80 | €219.30 | €233.30 |
For each child dependant, €22.00 (€24.00 from January 2008) is added.
More information on the Widow's/Widower's Pension scheme can be found here.
The Bereavement Grant is a simple one-off payment of €850, given after a death to the deceased's family. More information can be found here and here.
The Widowed Parents Grant is another one-off payment of €6,000, given to widows/widowers with one or more child dependants living with them. However, there are other rules regarding the payment; more information can be found here.
The Special Funeral Grant is another one-off payment of €850, given to the deceased's family. It is only available if the person dies at work. More information can be found here.
All benefits are paid for by the Department of Social Protection.