Buy As You View
Encyclopedia
Overview
Buy As You View (BAYV) is a retail and consumer finance company, selling a range of electrical goods and home furniture on a rent-to-own basis. It provides a coin meter repayment and credit
facility for products bought on a hire purchase
, weekly payment basis with no deposit or credit
checks. Hire purchase
contracts are regulated by the Consumer Credit Act 1974
.
History
Buy As You View is the trading name for Buy As You View Holdings and Dunraven Finance Limited. Both are subsidiaries of BAYV Investments Limited .
Established in South Wales
in 1972, initially as "Just Rentals", Buy As You View (since 1998), now operates in the North East
, Yorkshire
, the Midlands, the North West
and Scotland
and employs 700 staff nationally.
The company launched its online careers site in June 2010 as part of a major recruitment drive.
Products
Buy As You View (BAYV) specialise in television
, washing machine
, mobile phone
, computer
(laptop, PC, Wii and Playstation), washer
, dryer
, fridge freezer, dishwasher
, vacuum cleaner
and cooker rentals. In addition to renting household electrical items, BAYV also offer a wide range of pay weekly household furniture items including sofas, bed
s, pushchairs, bikes and dining room
furniture
. This approach to buy now pay later purchasing enables Buy As You View customers to pay weekly for their household electrical and furniture
items via a coin meter TV (in addition to Direct Debit
and cash payments).
Charity, Community Projects and Partnerships
Buy As You View have been involved in supporting a number of community initiatives and local charities in recent years. These include supporting cancer
charities such as the Joshua Foundation and Macmillan Cancer Support
. BAYV have also helped local sports teams to purchase equipment such as football kits and rugby
kits, as well as giving talks to youngsters in local schools in and around the communities in which they operate.
In addition to their recent community initiatives, Buy As You View are known in and around the South Wales area for their long-term sponsorship of the Cory Band
which began in 1998. In 2004, Cory was removed from the band's name in appreciation of the continued support from Buy As You View and for some time, the band was simply known as the Buy As You View band.
BAYV work in partnership with the Consumer Credit Trade Association and the Credit Services Association to ensure that they keep up to date and comply with current credit legislation
in the UK and Europe
.
http://www.consumeractiongroup.co.uk/forum/showthread.php?324116&p=3593099#post3593099
Buy As You View (BAYV) is a retail and consumer finance company, selling a range of electrical goods and home furniture on a rent-to-own basis. It provides a coin meter repayment and credit
Credit (finance)
Credit is the trust which allows one party to provide resources to another party where that second party does not reimburse the first party immediately , but instead arranges either to repay or return those resources at a later date. The resources provided may be financial Credit is the trust...
facility for products bought on a hire purchase
Hire purchase
Hire purchase is the legal term for a contract, in this persons usually agree to pay for goods in parts or a percentage at a time. It was developed in the United Kingdom and can now be found in China, Japan, Malaysia, India, South Africa, Australia, Jamaica and New Zealand. It is also called...
, weekly payment basis with no deposit or credit
Credit (finance)
Credit is the trust which allows one party to provide resources to another party where that second party does not reimburse the first party immediately , but instead arranges either to repay or return those resources at a later date. The resources provided may be financial Credit is the trust...
checks. Hire purchase
Hire purchase
Hire purchase is the legal term for a contract, in this persons usually agree to pay for goods in parts or a percentage at a time. It was developed in the United Kingdom and can now be found in China, Japan, Malaysia, India, South Africa, Australia, Jamaica and New Zealand. It is also called...
contracts are regulated by the Consumer Credit Act 1974
Consumer Credit Act 1974
The Consumer Credit Act 1974 is an Act of the Parliament of the United Kingdom that significantly reformed the law relating to consumer credit within the United Kingdom....
.
History
Buy As You View is the trading name for Buy As You View Holdings and Dunraven Finance Limited. Both are subsidiaries of BAYV Investments Limited .
Established in South Wales
South Wales
South Wales is an area of Wales bordered by England and the Bristol Channel to the east and south, and Mid Wales and West Wales to the north and west. The most densely populated region in the south-west of the United Kingdom, it is home to around 2.1 million people and includes the capital city of...
in 1972, initially as "Just Rentals", Buy As You View (since 1998), now operates in the North East
North East England
North East England is one of the nine official regions of England. It covers Northumberland, County Durham, Tyne and Wear, and Teesside . The only cities in the region are Durham, Newcastle upon Tyne and Sunderland...
, Yorkshire
Yorkshire
Yorkshire is a historic county of northern England and the largest in the United Kingdom. Because of its great size in comparison to other English counties, functions have been increasingly undertaken over time by its subdivisions, which have also been subject to periodic reform...
, the Midlands, the North West
North West England
North West England, informally known as The North West, is one of the nine official regions of England.North West England had a 2006 estimated population of 6,853,201 the third most populated region after London and the South East...
and Scotland
Scotland
Scotland is a country that is part of the United Kingdom. Occupying the northern third of the island of Great Britain, it shares a border with England to the south and is bounded by the North Sea to the east, the Atlantic Ocean to the north and west, and the North Channel and Irish Sea to the...
and employs 700 staff nationally.
The company launched its online careers site in June 2010 as part of a major recruitment drive.
Products
Buy As You View (BAYV) specialise in television
Television
Television is a telecommunication medium for transmitting and receiving moving images that can be monochrome or colored, with accompanying sound...
, washing machine
Washing machine
A washing machine is a machine designed to wash laundry, such as clothing, towels and sheets...
, mobile phone
Mobile phone
A mobile phone is a device which can make and receive telephone calls over a radio link whilst moving around a wide geographic area. It does so by connecting to a cellular network provided by a mobile network operator...
, computer
Computer
A computer is a programmable machine designed to sequentially and automatically carry out a sequence of arithmetic or logical operations. The particular sequence of operations can be changed readily, allowing the computer to solve more than one kind of problem...
(laptop, PC, Wii and Playstation), washer
Washing machine
A washing machine is a machine designed to wash laundry, such as clothing, towels and sheets...
, dryer
Clothes dryer
A clothes dryer or tumble dryer is a household appliance that is used to remove moisture from a load of clothing and other textiles, generally shortly after they are cleaned in a washing machine....
, fridge freezer, dishwasher
Dishwasher
A dishwasher is a mechanical device for cleaning dishes and eating utensils. Dishwashers can be found in restaurants and private homes.Unlike manual dishwashing, which relies largely on physical scrubbing to remove soiling, the mechanical dishwasher cleans by spraying hot water, typically between ...
, vacuum cleaner
Vacuum cleaner
A vacuum cleaner, commonly referred to as a "vacuum," is a device that uses an air pump to create a partial vacuum to suck up dust and dirt, usually from floors, and optionally from other surfaces as well. The dirt is collected by either a dustbag or a cyclone for later disposal...
and cooker rentals. In addition to renting household electrical items, BAYV also offer a wide range of pay weekly household furniture items including sofas, bed
Bed
A bed is a large piece of furniture used as a place to sleep, relax, or engage in sexual relations.Most modern beds consist of a mattress on a bed frame, with the mattress resting either on a solid base, often wooden slats, or a sprung base...
s, pushchairs, bikes and dining room
Dining room
A dining room is a room for consuming food. In modern times it is usually adjacent to the kitchen for convenience in serving, although in medieval times it was often on an entirely different floor level...
furniture
Furniture
Furniture is the mass noun for the movable objects intended to support various human activities such as seating and sleeping in beds, to hold objects at a convenient height for work using horizontal surfaces above the ground, or to store things...
. This approach to buy now pay later purchasing enables Buy As You View customers to pay weekly for their household electrical and furniture
Furniture
Furniture is the mass noun for the movable objects intended to support various human activities such as seating and sleeping in beds, to hold objects at a convenient height for work using horizontal surfaces above the ground, or to store things...
items via a coin meter TV (in addition to Direct Debit
Direct debit
A direct debit or direct withdrawal is an instruction that a bank account holder gives to his or her bank to collect an amount directly from another account. It is similar to a direct deposit but initiated by the beneficiary...
and cash payments).
Charity, Community Projects and Partnerships
Buy As You View have been involved in supporting a number of community initiatives and local charities in recent years. These include supporting cancer
Cancer
Cancer , known medically as a malignant neoplasm, is a large group of different diseases, all involving unregulated cell growth. In cancer, cells divide and grow uncontrollably, forming malignant tumors, and invade nearby parts of the body. The cancer may also spread to more distant parts of the...
charities such as the Joshua Foundation and Macmillan Cancer Support
Macmillan Cancer Support
Macmillan Cancer Support is one of the largest British charities and provides specialist health care, information and financial support to people affected by cancer....
. BAYV have also helped local sports teams to purchase equipment such as football kits and rugby
Rugby football
Rugby football is a style of football named after Rugby School in the United Kingdom. It is seen most prominently in two current sports, rugby league and rugby union.-History:...
kits, as well as giving talks to youngsters in local schools in and around the communities in which they operate.
In addition to their recent community initiatives, Buy As You View are known in and around the South Wales area for their long-term sponsorship of the Cory Band
Cory Band
The Cory Band, formerly the Buy As You View Band, is one of the oldest and best known brass bands in the world.-History and origins:The Cory Band hails from the Rhondda Valley in Wales. They were formed in 1884 and originally bore the name ‘Ton Temperance’ a reference to the Temperance movement in...
which began in 1998. In 2004, Cory was removed from the band's name in appreciation of the continued support from Buy As You View and for some time, the band was simply known as the Buy As You View band.
BAYV work in partnership with the Consumer Credit Trade Association and the Credit Services Association to ensure that they keep up to date and comply with current credit legislation
Legislation
Legislation is law which has been promulgated by a legislature or other governing body, or the process of making it...
in the UK and Europe
Europe
Europe is, by convention, one of the world's seven continents. Comprising the westernmost peninsula of Eurasia, Europe is generally 'divided' from Asia to its east by the watershed divides of the Ural and Caucasus Mountains, the Ural River, the Caspian and Black Seas, and the waterways connecting...
.
External links
http://www.consumeractiongroup.co.uk/forum/showthread.php?324116&p=3593099#post3593099