Heartland Payment Systems
Encyclopedia
Heartland Payment Systems, Inc. provides debit, prepaid, and credit card processing, online payments, check processing, payroll services and a growing line of industry solutions for small to mid-sized merchants. Heartland Payment Systems is currently the fifth largest credit card processor in the United States and the 9th in the world.
Founded by Robert O. Carr in 1997, Heartland Payment Systems is headquartered in Princeton
, New Jersey
. There are also offices nationally in Texas, Colorado, Tennessee, Oregon, Indiana, and Ohio.
Albert Gonzalez
was indicted in August 2009 on charges of masterminding the attack.
Several days later, on May 8, 2009, Gartner Analyst Avivah Litan stated that Heartland "is basically leading the way for the rest of the industry." She also noted that its plan for end-to-end encryption will be the first effort of its kind in the US.
End-to-end encryption/Data Security: http://www.E3secure.com / http://www.E3secure.com/blog
Merchant Bill of Rights: http://www.MerchantBillofRights.org
Cost of a Burger: http://www.CostofaBurger.com
Heartland is also active in the social media space and can be found on the following sites:
Facebook: http://www.facebook.com/HeartlandHPY
LinkedIn: http://www.linkedin.com/company/heartland-payment-systems
Twitter: http://twitter.com/heartlandhpy
YouTube: http://www.youtube.com/HeartlandHPY
Founded by Robert O. Carr in 1997, Heartland Payment Systems is headquartered in Princeton
Princeton, New Jersey
Princeton is a community located in Mercer County, New Jersey, United States. It is best known as the location of Princeton University, which has been sited in the community since 1756...
, New Jersey
New Jersey
New Jersey is a state in the Northeastern and Middle Atlantic regions of the United States. , its population was 8,791,894. It is bordered on the north and east by the state of New York, on the southeast and south by the Atlantic Ocean, on the west by Pennsylvania and on the southwest by Delaware...
. There are also offices nationally in Texas, Colorado, Tennessee, Oregon, Indiana, and Ohio.
Transaction volume
Heartland Payment Systems processes transactions for more than 250,000 business locations in the United States. Heartland Payment Systems currently processes more than 11 million transactions a day and more than $120 billion in transactions a year. Heartland focuses its efforts on small to mid-sized businesses.Security breach
On January 20, 2009 Heartland announced that it had been "the victim of a security breach within its processing system in 2008". The data stolen included the digital information encoded onto the magnetic stripe built into the backs of credit and debit cards; with that data, thieves can fashion counterfeit credit cards by imprinting the same stolen information onto fabricated cards.Albert Gonzalez
Albert Gonzalez
Albert Gonzalez is a computer hacker and computer criminal who is accused of masterminding the combined credit card theft and subsequent reselling of more than 170 million card and ATM numbers from 2005 through 2007—the biggest such fraud in history.Gonzalez and his accomplices used SQL injection...
was indicted in August 2009 on charges of masterminding the attack.
Re-validation
On May 1, 2009, Visa and Heartland issued a statement that Heartland successfully validated its compliance with PCI DSS and has been returned to Visa's list of PCI DSS Validated Service Providers.Several days later, on May 8, 2009, Gartner Analyst Avivah Litan stated that Heartland "is basically leading the way for the rest of the industry." She also noted that its plan for end-to-end encryption will be the first effort of its kind in the US.
Heartland Payment System's Web Presence
In addition to its corporate website at www.HeartlandPaymentSystems.com, Heartland hosts several websites designed to educate business owners about payments processing:End-to-end encryption/Data Security: http://www.E3secure.com / http://www.E3secure.com/blog
Merchant Bill of Rights: http://www.MerchantBillofRights.org
Cost of a Burger: http://www.CostofaBurger.com
Heartland is also active in the social media space and can be found on the following sites:
Facebook: http://www.facebook.com/HeartlandHPY
LinkedIn: http://www.linkedin.com/company/heartland-payment-systems
Twitter: http://twitter.com/heartlandhpy
YouTube: http://www.youtube.com/HeartlandHPY