is a Japanese bank

Bank

A bank is a financial institution that serves as a financial intermediary. The term "bank" may refer to one of several related types of entities:...

 that is headquartered in Kanazawa

Kanazawa, Ishikawa

is the capital city of Ishikawa Prefecture, Japan.-Geography, climate, and population:Kanazawa sits on the Sea of Japan, bordered by the Japan Alps, Hakusan National Park and Noto Peninsula National Park. The city sits between the Sai and Asano rivers. Its total area is 467.77 km².Kanazawa's...

, Ishikawa prefecture

Ishikawa Prefecture

is a prefecture of Japan located in the Chūbu region on Honshū island. The capital is Kanazawa.- History :Ishikawa was formed from the merger of Kaga Province and the smaller Noto Province.- Geography :Ishikawa is on the Sea of Japan coast...

, Japan

Japan

Japan is an island nation in East Asia. Located in the Pacific Ocean, it lies to the east of the Sea of Japan, China, North Korea, South Korea and Russia, stretching from the Sea of Okhotsk in the north to the East China Sea and Taiwan in the south...

. The term “Hokkoku” refers to a greater region in Japan that is more commonly known as Hokuriku

Hokuriku region

The is located in the northwestern part of Honshū, the main island of Japan. It lies along the Sea of Japan within the Chūbu region. It is almost equivalent to Koshi Province and Hokurikudō area in pre-modern Japan....

, and encompasses Fukui

Fukui Prefecture

is a prefecture of Japan located in the Chūbu region on Honshū island. The capital is the city of Fukui.- Prehistory :The Kitadani Dinosaur Quarry, on the Sugiyama River within the city limits of Katsuyama, has yielded the Fukuiraptor kitadaniensis and Fukuisaurus tetoriensis as well as an unnamed...

, Ishikawa

Ishikawa Prefecture

is a prefecture of Japan located in the Chūbu region on Honshū island. The capital is Kanazawa.- History :Ishikawa was formed from the merger of Kaga Province and the smaller Noto Province.- Geography :Ishikawa is on the Sea of Japan coast...

, and Toyama

Toyama Prefecture

is a prefecture of Japan located in the Hokuriku region on Honshū island. The capital is the city of Toyama.Toyama is the leading industrial prefecture on the Japan Sea coast, and has the industrial advantage of cheap electricity due to abundant water resources....

 prefectures. While Hokkoku Bank is focused in Ishikawa prefecture, it has offices in the other two prefectures in the Hokuriku region, as well as offices in Tokyo

Tokyo

, ; officially , is one of the 47 prefectures of Japan. Tokyo is the capital of Japan, the center of the Greater Tokyo Area, and the largest metropolitan area of Japan. It is the seat of the Japanese government and the Imperial Palace, and the home of the Japanese Imperial Family...

, Osaka

Osaka

is a city in the Kansai region of Japan's main island of Honshu, a designated city under the Local Autonomy Law, the capital city of Osaka Prefecture and also the biggest part of Keihanshin area, which is represented by three major cities of Japan, Kyoto, Osaka and Kobe...

, Kyoto

Kyoto

is a city in the central part of the island of Honshū, Japan. It has a population close to 1.5 million. Formerly the imperial capital of Japan, it is now the capital of Kyoto Prefecture, as well as a major part of the Osaka-Kobe-Kyoto metropolitan area.-History:...

, Nagoya, and a representative office in Shanghai, China and Singapore.

Profile

As of March 31, 2010

Assets: 3,207,127,000,000 yen (approximately USD 34,411 million)

Employees: 2,023

Branches: 123 (119 in the Hokuriku region)

President: Tateki Ataka

Member: Regional Banks Association of Japan

Rating: A+(JCR), A-(S&P)

Risk based Capital adequacy ratio: 14.40% (consolidated basis)

Non performing loan ratio: 3.91%

History

The Hokkoku Bank was established on December 18, 1943 from merger with three other regional banks from Ishikawa prefecture. The bank started handling foreign exchange

Foreign exchange market

The foreign exchange market is a global, worldwide decentralized financial market for trading currencies. Financial centers around the world function as anchors of trading between a wide range of different types of buyers and sellers around the clock, with the exception of weekends...

in 1961.

Foreign exchange offices

Ishikawa Pref.
Kanazawa Head office,Komatsu,Daishoji,Nanao,Toiyamachi,Matto,Korinbo,Kanazawa-chuo,Yamanaka

Toyama pref.
Takaoka,Toyama

Fukui pref.
Fukui

Urban area
Tokyo,Osaka,Nagoya,Kyoto

External links

• Hokkoku Bank