Scheduled banks
Encyclopedia
Scheduled Banks in India
India
India , officially the Republic of India , is a country in South Asia. It is the seventh-largest country by geographical area, the second-most populous country with over 1.2 billion people, and the most populous democracy in the world...

 are those banks which have been included in the Second Schedule of Reserve Bank of India
Reserve Bank of India
The Reserve Bank of India is the central banking institution of India and controls the monetary policy of the rupee as well as US$300.21 billion of currency reserves. The institution was established on 1 April 1935 during the British Raj in accordance with the provisions of the Reserve Bank of...

 (RBI) Act, 1934. RBI in turn includes only those banks in this schedule which satisfy the criteria laid down vide section 42 (6) (a) of the Act.

As on 30th June, 1999, there were 300 scheduled banks in India
India
India , officially the Republic of India , is a country in South Asia. It is the seventh-largest country by geographical area, the second-most populous country with over 1.2 billion people, and the most populous democracy in the world...

 having a total network of 64,918 branches.The scheduled commercial banks in India
India
India , officially the Republic of India , is a country in South Asia. It is the seventh-largest country by geographical area, the second-most populous country with over 1.2 billion people, and the most populous democracy in the world...

 comprise of State Bank of India
State Bank of India
The State Bank of India is the largest Indian banking and financial services company with its headquarters in Mumbai, India. It is state-owned. The bank traces its ancestry to British India, through the Imperial Bank of India, to the founding in 1806 of the Bank of Calcutta, making it the oldest...

 and its associates (7), nationalised banks (19), foreign banks (45), private sector banks (32), co-operative banks and regional rural banks.

"Scheduled banks in India" means the State Bank of India
State Bank of India
The State Bank of India is the largest Indian banking and financial services company with its headquarters in Mumbai, India. It is state-owned. The bank traces its ancestry to British India, through the Imperial Bank of India, to the founding in 1806 of the Bank of Calcutta, making it the oldest...

 constituted under the State Bank of India Act, 1955 (23 of 1955), a subsidiary bank as defined in the State Bank of India (Subsidiary Banks) Act, 1959 (38 of 1959), a corresponding new bank constituted under section 3 of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970 (5 of 1970), or under section 3 of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980 (40 of 1980), or any other bank being a bank included in the Second Schedule to the Reserve Bank of India Act, 1934 (2 of 1934), but does not include a co-operative bank".

Scheduled Banks in India (Public Sector)

The following are the Scheduled Banks in India (Public Sector):
  • Allahabad Bank
    Allahabad Bank
    Allahabad Bank , , which began operations in 1865, has its head-quarters in Kolkata. Currently the bank has 2500 branches across the country. The Chairman and Managing Director of the bank is Shri J. P. Dua. The bank has a branch in Hong Kong and a representative office in Shenzen.-19th...

  • Andhra Bank
    Andhra Bank
    Andhra Bank was registered on 20 November 1923 and commenced business on 28 November 1923 with a paid up capital of Rs 1.00 lakh and an authorised capital of Rs 10.00 lakhs. The Bank crossed many milestones and the Bank's Total Business as on 30.06.2008 stood at Rs.83,256 Crores with a Clientele...

  • Bank of Baroda
    Bank of Baroda
    Bank of Baroda is the third largest bank in India, after the State Bank of India and the Punjab National Bank and ahead of ICICI Bank. BoB is ranked 763 in Forbes Global 2000 list. BoB has total assets in excess of Rs. 3.58 lakh crores, or Rs. 3,583 billion, a network of over 3,409 branches and...

  • Bank of India
    Bank of India
    Bank of India is a state-owned commercial bank with headquarters in Mumbai. Government-owned since nationalization in 1969, It is India's 4th largest bank, after State Bank of India, Punjab National Bank and Bank of Baroda. It has 3415 branches, including 29 branches outside India...

  • Bank of Maharashtra
    Bank of Maharashtra
    Bank of Maharashtra is the premier bank of Maharashtra, operating in the country of India.Registered on 16th Sept 1935 with an authorized capital of Rs 10.00 lakh and commenced business on 8th Feb 1936....

  • Canara Bank
    Canara Bank
    Canara Bank is a state-owned financial services company in India. It was established in 1906, making it one of the oldest banks in the country. As on 2009 November, the bank had a network of 3057 branches, spread across India...

  • Central Bank of India
    Central Bank of India
    Central Bank of India , a government-owned bank, is one of the oldest and largest commercial banks in India. It is based in Mumbai...

  • Corporation Bank
    Corporation Bank
    Corporation Bank is an India-based banking company based in Mangalore, India. The bank was founded with an initial capital of Rs. 5000 , and first day’s canvassed resources of less than one USD 1, has currently 12,724 full time employees, and operates from several branches in India.The Bank is a...

  • Dena Bank
    Dena Bank
    Dena Bank is one of the earliest banks in India headquartered in Mumbai.-History:* Dena Bank was founded by the family of Devkaran Nanjee under the name Devkaran Nanjee Banking Company Ltd....

  • Indian Bank
    Indian Bank
    Indian Bank is a major Indian Commercial Bank headquartered in Chennai , India. It has 22,000 employees, 1923 branches and is one of the big public sector banks of India. It has overseas branches in Colombo, Sri Lanka, Singapore, and 229 correspondent banks in 69 countries...

  • Indian Overseas Bank
    Indian Overseas Bank
    Indian Overseas Bank is a major bank based in Chennai , with 2018 domestic branches and six branches overseas. Indian Overseas Bank has an ISO certified inhouse Information Technology department, which has developed the software that 2018 branches use to provide online banking to customers; the...

  • Oriental Bank of Commerce
    Oriental Bank of Commerce
    Oriental Bank of Commerce is an India-based bank in Lahore , is one of the public sector banks in India...

  • Punjab and Sindh Bank
  • Punjab National Bank
    Punjab National Bank
    Punjab National Bank , was founded in 1894 and is currently the second largest state-owned commercial bank in India ahead of Bank of Baroda with about 5000 branches across 764 cities. It serves over 37 million customers. The bank has been ranked 248th biggest bank in the world by the Bankers...

  • State Bank of Bikaner and Jaipur
  • State Bank of Hyderabad
    State Bank of Hyderabad
    State Bank of Hyderabad is an associate bank of State Bank of India , and is one of the scheduled banks in India. The Bank's Head Office is situated at Gunfoundry Area, in Hyderabad, India. SBH has over 1200 branches and about 12,800 employees. Assets are in excess of Rupees 767 billion...

  • State Bank of India
    State Bank of India
    The State Bank of India is the largest Indian banking and financial services company with its headquarters in Mumbai, India. It is state-owned. The bank traces its ancestry to British India, through the Imperial Bank of India, to the founding in 1806 of the Bank of Calcutta, making it the oldest...

  • State Bank of Mysore
    State Bank of Mysore
    State Bank of Mysore is a nationalised bank in India.State Bank of Mysore was established in the year 1913 as Bank of Mysore Ltd. under the patronage of the erstwhile Govt. of Mysore, at the instance of the banking committee headed by the great Engineer-Statesman, Late Dr. Sir M.Visweswaraiah...

  • State Bank of Patiala
    State Bank of Patiala
    State Bank of Patiala is an associate bank of State Bank of India. State Bank of Patiala , originally named Patiala State Bank, and currently an associate bank of the State Bank of India, was founded on 17 November 1917...

  • State Bank of Travancore
    State Bank of Travancore
    State Bank of Travancore , is a subsidiary of the State Bank Group and also has private share-holders. It is the premier bank of Kerala State, India, where it has 700 branches...

  • Syndicate Bank
    Syndicate Bank
    Syndicate Bank Ltd. is one of the oldest and major commercial banks of India. At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. The bank, along with 13 major commercial banks of India, was nationalized on 19 July 1969, by the Government of...

  • UCO Bank
    UCO Bank
    Uco Bank, formerly United Commercial Bank, established in 1943 in Kolkata, is one of the oldest and major commercial bank of India. Ghanshyam Das Birla, an eminent Indian industrialist, during the Quit India movement of 1942, had conceived the idea of organizing a commercial bank with Indian...

  • Union Bank of India
    Union Bank of India
    Union Bank of India is one of India's largest state-owned banks , is listed on the Forbes 2000. It has assets of USD 13.45 billion and all the bank's branches have been networked with its 1135 ATMs. Its online Telebanking facility are available to all its Core Banking Customers - individual as...

  • United Bank of India
    United Bank of India
    United Bank of India is a state-owned financial services company headquartered in Kolkata, India. Presently the bank has a three-tier organizational setup consisting of its Head office in Kolkata, 31 Regional offices and 1600 branches spread all over India. However, its major presence is in...

  • Vijaya Bank
    Vijaya Bank
    -History:Vijaya Bank , a medium sized bank with presence across India. It was founded on October 23, 1931 by A. B. Shetty and a few other farmers in Mangalore, Karnataka in India.. The objective was to promote banking habits, thrift and entrepreneurship among the farming community of Dakshina...

  • IDBI Bank
    IDBI Bank
    The IDBI Bank Limited is one of India's leading public sector banks and 4th largest Bank in overall ratings. RBI categorised IDBI as an "other public sector bank". It was established in 1964 by an Act of Parliament to provide credit and other facilities for the development of the fledgling Indian...


Scheduled Banks in India (Private Sector)

The following are the Scheduled Banks in India (Private Sector):
  • Axis Bank Ltd
  • Bank of Punjab Ltd
  • Bank of Rajasthan
  • Catholic Syrian Bank
    Catholic Syrian Bank
    Catholic Syrian Bank Limited is a private sector bank situated in Thrissur city of Kerala state in India. Catholic Syrian Bank has 363 branches, 1 extension counter and over 125 ATMs, and a net profit of Rs 36.56 crore in 2007-08 on revenues of Rs 50 crore...

  • Centurion Bank Ltd
  • City Union Bank
    City Union Bank
    City Union Bank is an Indian bank. The Kumbakonam Bank Limited, as it was at first called, was incorporated as a limited company on 31 October, 1904. The bank initially preferred the role of a regional bank in the Thanjavur District Tamil Nadu....

  • Development Credit Bank
    Development Credit Bank
    DCB Bank is private sector scheduled commercial bank in India. It has a network of 82 branches and 139 ATMs in the country. It offers value for money products to cater the needs of individuals, small and medium businesses, rural banking and corporates in selective regions.The Bank is present in...

  • Dhanlaxmi Bank
  • Federal Bank Ltd
  • HDFC Bank Ltd
  • ICICI Banking Corporation Bank Ltd
  • IndusInd Bank
    IndusInd Bank
    IndusInd Bank Limited is a Mumbai based Indianew generation bank, established in 1994. The bank offers commercial, transactional and electronic banking products and services. Indusind Bank was incorporated in April 1994 by Dr. Manmohan Singh the then Union Finance Minister...

  • ING Vysya Bank
    ING Vysya Bank
    ING Vysya Bank is a Bangalore-based retail and commercial bank, formed after the ING Group formally merged with Vysya Bank in 2002. This merger marks the first between an Indian bank and a foreign bank.-Early years:...

  • Jammu & Kashmir Bank
    Jammu & Kashmir Bank
    The Jammu & Kashmir Bank was founded on October 1, 1938 under letters patent issued by the Maharaja of Jammu and Kashmir, Hari Singh. The Maharaja invited eminent Kashmiri investors to become founding directors and shareholders of the bank, the most notable of which were Abdul Aziz Mantoo, Pesten...

  • Nainital Bank
    Nainital Bank
    The Nainital Bank Limited is a private Indian bank, established in 1954. Based in Nainital, over the years, the bank has expanded to Uttar Pradesh and especially in Uttarakhand State, and has over 100 branches in Rajasthan, Delhi and Haryana states...

    , estb. 1954
  • Karnataka Bank
    Karnataka Bank
    Karnataka Bank Limited is a private sector banking institution based in the town of Mangalore in Karnataka, India. The Reserve Bank of India has designated Karnataka Bank as an A1+-class scheduled commercial bank....

  • Karur Vysya Bank
    Karur Vysya Bank
    Karur Vysya Bank is a privately held Indian bank, headquartered in Karur in Tamil Nadu. It was set up in 1916 by M. A. Venkatarama Chettiar and Athi Krishna Chettiar.The bank has a branch network of 417 and an ATM network of 620 as on 28.11.2011....

  • Kotak Mahindra Bank
    Kotak Mahindra Bank
    The Kotak Mahindra Bank is a financial organization established in 1985 in India. It was previously known as Kotak Mahindra Finance Limited, a non-banking financial company. In February 2003, Kotak Mahindra Finance Ltd, the group's flagship company was given the license to carry on banking...

  • Lakshmi Vilas Bank
    Lakshmi Vilas Bank
    The Lakshmi Vilas Bank Limited was founded in 1926 by seven people of Karur under the leadership of Shri V.S.N. Ramalinga Chettiar, mainly to cater to the financial needs of varied customer segments...

  • Saraswat Bank
    Saraswat Bank
    Saraswat Bank is an urban co-operative banking institution based in Maharashtra, India and operating as a co-operative bank since 1918.In 1988, it was conferred with scheduled status by Reserve Bank of India....

  • South Indian Bank Ltd
    South Indian Bank Ltd
    South Indian Bank Limited is a private sector bank headquartered at Thrissur in Kerala, India. It is headed by Dr.V A Joseph, Managing Director & CEO of the bank. South Indian Bank has 580 branches and 3 extension counters spread across more than 26 states and union territories in India. It has...

  • Tamilnad Mercantile Bank Limited
  • Yes Bank
    Yes Bank
    YES Bank Limited is an Indian Bank, engaged in providing a range of banking and financial services. The Bank’s business segments include Treasury, Corporate/Wholesale Banking, Retail Banking, Corporate Finance, Transaction Banking and a host of other Banking services...


Scheduled Foreign Banks in India

The following are the Scheduled Foreign Banks in India:
  • American Express Bank Ltd.
  • ANZ Gridlays Bank Plc.
  • Bank of America NT & SA
  • Bank of Tokyo Ltd.
  • Banquc Nationale de Paris
  • Barclays Bank Plc
  • Citi Bank N.C.
  • Deutsche Bank A.G.
  • Hongkong and Shanghai Banking Corporation
    Hongkong and Shanghai Banking Corporation
    The Hongkong and Shanghai Banking Corporation Limited is a prominent bank established and based in Hong Kong since 1865 when Hong Kong was a colony of the British Empire. It is the founding member of the HSBC Group and since 1990 is now a wholly owned subsidiary of HSBC Holdings plc...

  • Royal Bank of Scotland
  • The Chase Manhattan Bank Ltd.
  • Dresdner Bank AG.
  • Standard Chartered Bank
    Standard Chartered Bank
    Standard Chartered PLC is a multinational financial services company headquartered in London, United Kingdom with operations in more than seventy countries...

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