The Dave Ramsey Show (radio program)
Encyclopedia
The Dave Ramsey Show is a three-hour, self-syndicated radio program and podcast that airs Monday through Friday from 2-5 EST
. It is primarily broadcast from Brentwood, Tennessee
, though often during the summer it is broadcast via remote from Ramsey's lake house. it is one of the top ten most-listened-to radio shows.
Ramsey takes numerous live calls on the theme of finance, and occasionally money-related Christian philosophy as it pertains to tithing
, etc. During the show, Ramsey discusses various life and money-related issues with callers. He is known for his complete disdain of debt collectors, calling them (among other things) "scum" and dishonest, and urging his listeners not to deal with them unless necessary, and then to get everything in writing, especially involving offers to reduce debts.
With a simple, six-stage "baby steps" formula (based in part on the debt snowball method), Ramsey urges listeners to avoid all debt
except for certain types of home mortgages, and to invest conservatively.
One notable difference between his and other financial shows is that Ramsey attempts to go beyond mathematical mechanics and reach his callers on an emotional and spiritual level.
. The station had recently filed Chapter Eleven bankruptcy and one of its hosts had quit after not getting paid, which left the station scrambling to fill the hole in its lineup. Ramsey offered to do a one-hour show for free for one month, not entirely expecting to be successful. The Money Game went on the air with Ramsey , Hal Wilson and Roy Matlock each hosting the hour alone on certain days of the week. Ramsey was the bankruptcy and "get out of debt" guru on Mondays and Wednesdays, Matlock answered investing questions Tuesdays and Thursdays, and Wilson's Friday topic was primarily real estate. After station management asked Wilson to discontinue his portion of the program, Ramsey and Matlock teamed up to host the show five days per week. Eventually, Matlock left the show on good terms to focus on his financial services business, leaving Ramsey to host the show alone.
The program became quite popular in Nashville. Reportedly, when WWTN asked Ramsey who would be syndicating his show, Ramsey simply pointed to Blake Thompson, who continues as executive producer of the show to this day. As Bill Hampton, Vice President of The Lampo Group stated, "they learned syndication from the ground up."
The Money Game changed its name to The Dave Ramsey Show in mid-1996. As of 2010, the show is heard on nearly 500 stations. In 2006, the show received two nominations for the 2006 Radio & Records News/Talk Industry Achievement Awards. It is the fifth year in a row for Dave Ramsey in the "Syndicated Personality of the Year" category, and the second year in a row for Bill Hampton in the "Executive of the Year" category.
On the success of the show, Bill Hampton stated that it did $2.5 million in network sales in 2005 while MyTMMO.com did $1.2 million. He also stated the show would bring in an estimated $3.7 million from advertisers. The show is now also available on podcast via iTunes
.
Ramsey's show is one of very few national radio shows to be self-syndicated, and is currently the largest in listenership. The program is not connected to any national network or programming service, and is distributed directly to local stations. Ramsey's show is fed to stations 24/7 so that stations will not have to record his show for later broadcast, but rather they can always use the satellite feed. The show is distributed over Citadel Media Satellite Services.
UTC-5
UTC−05:00 is an identifier for a time offset from UTC of −05.This offset is used in the Eastern Time Zone during standard time and in the Central Time Zone during Daylight Saving Time ....
. It is primarily broadcast from Brentwood, Tennessee
Brentwood, Tennessee
-Demographics:As of the census of 2000, there were 23,445 people, 7,693 households, and 6,808 families residing in the city. The population density was . There were 7,889 housing units at an average density of . The racial makeup of the city was 94.63% European American, 1.89% African American,...
, though often during the summer it is broadcast via remote from Ramsey's lake house. it is one of the top ten most-listened-to radio shows.
Ramsey takes numerous live calls on the theme of finance, and occasionally money-related Christian philosophy as it pertains to tithing
Tithe
A tithe is a one-tenth part of something, paid as a contribution to a religious organization or compulsory tax to government. Today, tithes are normally voluntary and paid in cash, cheques, or stocks, whereas historically tithes were required and paid in kind, such as agricultural products...
, etc. During the show, Ramsey discusses various life and money-related issues with callers. He is known for his complete disdain of debt collectors, calling them (among other things) "scum" and dishonest, and urging his listeners not to deal with them unless necessary, and then to get everything in writing, especially involving offers to reduce debts.
With a simple, six-stage "baby steps" formula (based in part on the debt snowball method), Ramsey urges listeners to avoid all debt
Debt
A debt is an obligation owed by one party to a second party, the creditor; usually this refers to assets granted by the creditor to the debtor, but the term can also be used metaphorically to cover moral obligations and other interactions not based on economic value.A debt is created when a...
except for certain types of home mortgages, and to invest conservatively.
One notable difference between his and other financial shows is that Ramsey attempts to go beyond mathematical mechanics and reach his callers on an emotional and spiritual level.
History
The program began June 15, 1992, when Ramsey, selling copies of Financial Peace out of the trunk of his car, was a guest on 99.7 WWTNWWTN
WWTN is a 100 kW, Class C0 FM radio station serving the Nashville, Tennessee media market. Its dial position is 99.7 MHz. Home to many local and national talk radio shows, the station is marketed as SuperTalk 99.7 WTN...
. The station had recently filed Chapter Eleven bankruptcy and one of its hosts had quit after not getting paid, which left the station scrambling to fill the hole in its lineup. Ramsey offered to do a one-hour show for free for one month, not entirely expecting to be successful. The Money Game went on the air with Ramsey , Hal Wilson and Roy Matlock each hosting the hour alone on certain days of the week. Ramsey was the bankruptcy and "get out of debt" guru on Mondays and Wednesdays, Matlock answered investing questions Tuesdays and Thursdays, and Wilson's Friday topic was primarily real estate. After station management asked Wilson to discontinue his portion of the program, Ramsey and Matlock teamed up to host the show five days per week. Eventually, Matlock left the show on good terms to focus on his financial services business, leaving Ramsey to host the show alone.
The program became quite popular in Nashville. Reportedly, when WWTN asked Ramsey who would be syndicating his show, Ramsey simply pointed to Blake Thompson, who continues as executive producer of the show to this day. As Bill Hampton, Vice President of The Lampo Group stated, "they learned syndication from the ground up."
The Money Game changed its name to The Dave Ramsey Show in mid-1996. As of 2010, the show is heard on nearly 500 stations. In 2006, the show received two nominations for the 2006 Radio & Records News/Talk Industry Achievement Awards. It is the fifth year in a row for Dave Ramsey in the "Syndicated Personality of the Year" category, and the second year in a row for Bill Hampton in the "Executive of the Year" category.
On the success of the show, Bill Hampton stated that it did $2.5 million in network sales in 2005 while MyTMMO.com did $1.2 million. He also stated the show would bring in an estimated $3.7 million from advertisers. The show is now also available on podcast via iTunes
ITunes Store
The iTunes Store is a software-based online digital media store operated by Apple. Opening as the iTunes Music Store on April 28, 2003, with over 200,000 items to purchase, it is, as of April 2008, the number-one music vendor in the United States...
.
Ramsey's show is one of very few national radio shows to be self-syndicated, and is currently the largest in listenership. The program is not connected to any national network or programming service, and is distributed directly to local stations. Ramsey's show is fed to stations 24/7 so that stations will not have to record his show for later broadcast, but rather they can always use the satellite feed. The show is distributed over Citadel Media Satellite Services.
External links
- Dave Ramsey - Official site