UniBank
Encyclopedia
UniBank Ghana Limited, commonly known as UniBank, is a commercial bank in Ghana
. It is one of the twenty-seven (27) commercial banks licensed by the Bank of Ghana
, the banking regulator in that country.
. , the bank's total assets were valued at approximately US$144.3 million (GHS:220 million), with shareholders' equity of approximately US$13 million (GHS:20 million).
.
of UniBank is privately held. The detailed shareholding in the company stock is not publicly available at the moment.
, Greater Accra Region
and Western Region.
Ghana
Ghana , officially the Republic of Ghana, is a country located in West Africa. It is bordered by Côte d'Ivoire to the west, Burkina Faso to the north, Togo to the east, and the Gulf of Guinea to the south...
. It is one of the twenty-seven (27) commercial banks licensed by the Bank of Ghana
Bank of Ghana
The Bank of Ghana is the central bank of Ghana. It is located in Accra and was formed in 1957. Its name is abbreviated to BOG.-Brief Historical Background:...
, the banking regulator in that country.
Overview
UniBank is a mid-sized financial services provider in GhanaGhana
Ghana , officially the Republic of Ghana, is a country located in West Africa. It is bordered by Côte d'Ivoire to the west, Burkina Faso to the north, Togo to the east, and the Gulf of Guinea to the south...
. , the bank's total assets were valued at approximately US$144.3 million (GHS:220 million), with shareholders' equity of approximately US$13 million (GHS:20 million).
History
The bank was incorporated in 1997 as a financial services provider. Following the issuance of a banking license, UniBank began providing banking services in January 2001, focusing on meeting the banking needs of small and medium-sized enterprises (SMEs) and those of individual customers. In 2009, the bank began offering Internet banking and mobile bankingMobile Banking
Mobile banking is a term used for performing balance checks, account transactions, payments, credit applications and other banking transactions through a mobile device such as a mobile phone or Personal Digital Assistant . The earliest mobile banking services were offered over SMS...
.
Ownership
The stockStock
The capital stock of a business entity represents the original capital paid into or invested in the business by its founders. It serves as a security for the creditors of a business since it cannot be withdrawn to the detriment of the creditors...
of UniBank is privately held. The detailed shareholding in the company stock is not publicly available at the moment.
Branch Network
As of December 2009, UniBank maintained thirteen (13) networked branches in three of Ghana's ten (10) Regions namely: Ashanti RegionAshanti Region
The Ashanti Region is the third largest of 10 administrative regions in Ghana, occupying a total land surface of 24389 square kilometers or 10.2 per cent of the total land area of Ghana. In terms of population, however, it is the most populated region with a population of 3,612,950 in 2000,...
, Greater Accra Region
Greater Accra Region
The Greater Accra Region is the smallest of Ghana's 10 administrative regions in terms of area, occupying a total land surface of 3,245 square kilometres or 1.4 per cent of the total land area of Ghana...
and Western Region.
- Main Branch - Kokomlemle, AccraAccraAccra is the capital and largest city of Ghana, with an urban population of 1,658,937 according to the 2000 census. Accra is also the capital of the Greater Accra Region and of the Accra Metropolitan District, with which it is coterminous...
- Kaneshie Branch - Near Takoradi Station, Accra NorthAccraAccra is the capital and largest city of Ghana, with an urban population of 1,658,937 according to the 2000 census. Accra is also the capital of the Greater Accra Region and of the Accra Metropolitan District, with which it is coterminous...
- Osu Branch - Danquah Circle, AccraAccraAccra is the capital and largest city of Ghana, with an urban population of 1,658,937 according to the 2000 census. Accra is also the capital of the Greater Accra Region and of the Accra Metropolitan District, with which it is coterminous...
- Apenkwa Branch - Motorway Extension, Accra NorthAccraAccra is the capital and largest city of Ghana, with an urban population of 1,658,937 according to the 2000 census. Accra is also the capital of the Greater Accra Region and of the Accra Metropolitan District, with which it is coterminous...
- Makola Branch - Makola Shopping Mall, AccraAccraAccra is the capital and largest city of Ghana, with an urban population of 1,658,937 according to the 2000 census. Accra is also the capital of the Greater Accra Region and of the Accra Metropolitan District, with which it is coterminous...
- Ashiaman Branch - Old Tanker Yard, Kaketo, AccraAccraAccra is the capital and largest city of Ghana, with an urban population of 1,658,937 according to the 2000 census. Accra is also the capital of the Greater Accra Region and of the Accra Metropolitan District, with which it is coterminous...
- Tema Branch - Tema Community One, TemaTemaTema is a city on the Atlantic coast of Ghana, lying east of the Ghanaian capital city, Accra, in the region of Greater Accra. As of 2005, Tema had a population of 209,000. The Greenwich Meridian passes directly through the city...
- GIMPA Branch - LegonLegonLegon, a suburb of the Ghanaian capital city Accra, is situated about twelve kilometres north-east of the city center. Legon is home to the main campus of the University of Ghana. The word "Legon" is derived from the indigenous Ga language of the people of Greater Accra; NI-LEY GON therefore "Hill...
, AccraAccraAccra is the capital and largest city of Ghana, with an urban population of 1,658,937 according to the 2000 census. Accra is also the capital of the Greater Accra Region and of the Accra Metropolitan District, with which it is coterminous... - Kumasi Branch - House of Excellence, Harper Road, KumasiKumasiKumasi is a city in southern central Ghana's Ashanti region. It is located near Lake Bosomtwe, in the Rain Forest Region about northwest of Accra. Kumasi is approximately north of the Equator and north of the Gulf of Guinea...
- Suame Branch - KumasiKumasiKumasi is a city in southern central Ghana's Ashanti region. It is located near Lake Bosomtwe, in the Rain Forest Region about northwest of Accra. Kumasi is approximately north of the Equator and north of the Gulf of Guinea...
- Spintex Road Branch - Spintex Road, Accra NorthAccraAccra is the capital and largest city of Ghana, with an urban population of 1,658,937 according to the 2000 census. Accra is also the capital of the Greater Accra Region and of the Accra Metropolitan District, with which it is coterminous...
- Accra Mall Branch - Shop LO4, Accra Mall, Accra NorthAccraAccra is the capital and largest city of Ghana, with an urban population of 1,658,937 according to the 2000 census. Accra is also the capital of the Greater Accra Region and of the Accra Metropolitan District, with which it is coterminous...
- Takoradi Branch - Former GNTC Building, Market Circle, Takoradi