United American Insurance Company
Encyclopedia
United American Insurance Company (UA), based in McKinney, Texas, provides supplemental life, health, and accident coverage. UA was founded in 1947. Today, UA operates in 49 states, the District of Columbia, and has more than 850 people working in the Home Office. UA New York, our individual insurance business is conducted through United American's subsidiary, First United American Life Insurance Company
First United American Life Insurance Company
First United American Life Insurance Company , based in Syracuse, New York, is a subsidiary of United American Insurance Company . First UA was founded more than 20 years ago...

. An independent Agent system is employed to deliver life and Medicare Supplement coverages to customers living in this state. The Company is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK), based in McKinney, Texas.

History

United American had one employee when it began in 1947 – C.L. Dunlap, Founder and President. During the first year of operation, two more people came on board – W.H. Coleman Jr., a CPA, and Kay Holt, their secretary. Later, they were joined by J.A. Graham, then R.B. Donovan in 1951. This team of leaders charted a course of step-by-step development and expansion. In 1955, United American moved into The Insurance Center, located in downtown Dallas. When Medicare was signed into law in 1966, the Company made the decision to focus its attention on the individual health market with an emphasis on Seniors.

In 1976, the Company began searching for a new Home Office to accommodate its 400 employees. Within a year, staff started transitioning into the East Building in Dallas. In 1981, United American became a member of Torchmark Corporation, a financial services holding company listed on the New York Stock Exchange. Now with 500 employees, United American realized space for future growth was essential, so in 1996, the Company moved 30 miles north of Dallas to McKinney. Ten years later, Torchmark announced the relocation of its corporate headquarters from Birmingham, Alabama to McKinney. United American is one of the largest nationwide underwriters of individual Medicare Supplement insurance.

For more than 30 consecutive years, United American has earned the A+ (Superior) Financial Strength Rating from A.M. Best Company (as of 6/11). UA is also rated AA- “Very Strong” for Financial Strength by Standard & Poor’s (as of 5/10).

United American has more than 1.7 billion in assets. The Company has more than $760 million of insurance in force and more than 397,000 policies in force (as of 12/10).

CEO

Vern D. Herbel began his career with Torchmark's Globe Life And Accident Insurance Company in 1986. He was promoted to Executive Vice President of United American in 2002, then President of United American Insurance Company in 2004. Since 2004, Mr. Herbel has served as Chief Executive Officer at United American Insurance Company. He has also been the Chief Administrative Officer and Executive Vice President of Torchmark Corp. since April 12, 2006.
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