The U.S. House Financial Services Subcommittee on Financial Institutions and Consumer Credit is a subcommittee of the House Committee on Financial Services.

Jurisdiction

The subcommittee oversees all financial regulators, such as the Federal Deposit Insurance Corporation

Federal Deposit Insurance Corporation

The Federal Deposit Insurance Corporation is a United States government corporation created by the Glass–Steagall Act of 1933. It provides deposit insurance, which guarantees the safety of deposits in member banks, currently up to $250,000 per depositor per bank. , the FDIC insures deposits at...

 and the Federal Reserve, all matters pertaining to consumer credit including the Consumer Credit Protection Act

Consumer Credit Protection Act

The Consumer Credit Protection Act, , composed of several titles relating to consumer credit, mainly title I, the Truth in Lending Act, title II related to extortionate credit transactions, title III related to restrictions on wage garnishment, and title IV related to the National Commission on...

 and access to financial services, as well as the safety and soundness of the banking system.

Members, 112th Congress

Majority

Minority

Shelley Moore Capito Shelley Moore Capito Shelley Moore Capito is the U.S. Representative for , serving since 2001. She is a member of the Republican Party... , West Virginia, Chairwoman Jim Renacci Jim Renacci James B. "Jim" Renacci is the U.S. Representative for . He is a member of the Republican Party. He is an Ohio entrepreneur and former mayor of Wadsworth, Ohio.-Early life and education:... , Ohio, Vice Chair Edward Royce, California Donald Manzullo, Illinois Walter B. Jones Walter B. Jones Walter Beaman Jones, Jr. is the U.S. Representative for , serving since 1995. He is a member of the Republican Party. The district encompasses the Outer Banks and areas near the Pamlico Sound. Jones' father was Walter B. Jones, Sr., a Democratic Party congressman from the neighboring 1st district... , North Carolina Jeb Hensarling Jeb Hensarling Jeb Hensarling has been the Republican congressman representing Texas' 5th congressional district in the United States House of Representatives since 2003.-Early life:... , Texas Patrick McHenry, North Carolina Thad McCotter Thad McCotter Thaddeus George "Thad" McCotter is the U.S. Representative to , serving since 2003. He is a member of the Republican Party... , Michigan Kevin McCarthy, California Steve Pearce Steve Pearce Stevan Edward "Steve" Pearce is the U.S. Representative for . He is a member of the Republican Party. He previously held the seat from 2003 to 2009 and was an Assistant Minority Whip.-Early life, education and career:... , New Mexico Lynn Westmoreland Lynn Westmoreland Lynn A. Westmoreland is the U.S. Representative for , serving since 2007. He is a member of the Republican Party. The district stretches from the far southern Atlanta suburbs to the suburbs of Columbus... , Georgia Blaine Luetkemeyer Blaine Luetkemeyer Blaine Luetkemeyer is the U. S. Representative for , serving since 2009. He is a member of the Republican Party. The district contains most of Northeastern Missouri. As a result of the 2010 Census Missouri will lose a Congressional district effective 2013... , Missouri Bill Huizenga Bill Huizenga William P. Huizenga is the member of Congress for . He is a member of the Republican Party. He previously served in the Michigan House of Representatives.-Early life, education, and career:... , Michigan Sean Duffy Sean Duffy Sean Patrick Duffy is an American politician, prosecutor, former sports commentator and reality television personality. He first entered public life as a cast member on The Real World: Boston and 2002's Real World/Road Rules Challenge: Battle of the Seasons, before going on to serve as district... , Wisconsin Quico Canseco Quico Canseco Francisco "Quico" R. Canseco is the U.S. Representative for . He is a member of the Republican Party.-Early life and education:... , Texas Michael Grimm Michael Grimm (politician) Michael Gerard Grimm is the U.S. Representative for , which consists of Staten Island and parts of Brooklyn. He is a member of the Republican Party. He is a former FBI agent, businessman, and U.S. Marine, having served in the Gulf War.... , New York Stephen Fincher Stephen Fincher Stephen Lee Fincher is the U.S. Representative for . He is a member of the Republican Party. The seat was vacated by retiring Democratic incumbent John S. Tanner. Fincher defeated Democratic Tennessee state senator Roy Herron in the 2010 mid-term Congressional general election.- Early life... , Tennessee

Carolyn Maloney, New York, Ranking Member Luis Gutierrez Luis Gutiérrez Luis Vicente Gutiérrez is an American politician and the U.S. Representative for , serving since 1993. Gutiérrez was the first Latino to be elected to Congress from the Midwest. From 1986 until his election to Congress he served as a member of the Chicago City Council representing the 26th ward... , Illinois Mel Watt Mel Watt Melvin Luther Watt is the United States House of Representatives for , serving since 1993. He is a member of the Democratic Party.-Early life, education and career:... , North Carolina Gary Ackerman Gary Ackerman Gary Leonard Ackerman is the U.S. Representative for , serving since a special election in 1983. He is a member of the Democratic Party... , New York Rubén Hinojosa Rubén Hinojosa Rubén E. Hinojosa is the U.S. House of Representative for , serving since 1997. He is a member of the Democratic Party. The district stretches from the Rio Grande Valley to historic Goliad County and the Coastal Bend region... , Texas Carolyn McCarthy Carolyn McCarthy Carolyn McCarthy is the U.S. Representative for , serving since 1997. She is a member of the Democratic Party. The district is located in central Long Island in west-central Nassau County and includes Mineola, the Five Towns, East Rockaway, Rockville Centre, Oceanside, Garden City, Hempstead,... , New York Joe Baca Joe Baca Joseph N. "Joe" Baca is the U.S. Representative for , serving since 2003. He is a member of the Democratic Party. The district, numbered as the 42nd from 1999 to 2003, is located in southwestern San Bernardino County and includes Fontana, Rialto, Ontario and parts of the city of San... , California Brad Miller Brad Miller (congressman) Ralph Bradley "Brad" Miller is the U.S. Representative for , serving since 2003. District 13 includes all of Caswell and Person counties, and parts of Alamance, Granville, Guilford, Rockingham and Wake counties... , North Carolina David Scott David Scott (politician) David A. Scott is the U.S. Representative for , serving since 2003. He is a member of the Democratic Party.-Early life and education:Scott was born in Aynor, South Carolina and attended high school in Daytona Beach, Florida... , Georgia Nydia Velázquez Nydia Velázquez Nydia Margarita Velázquez is the U.S. Representative for , serving since 1993. She is a member of the Democratic Party. The district includes residential areas of three boroughs... , New York Gregory Meeks Gregory Meeks Gregory Weldon Meeks is the U.S. Representative for , serving since 1998. He is a member of the Democratic Party. The district includes most of Southeastern Queens including Jamaica, Laurelton, Rosedale, Saint Albans, Springfield Gardens, and Far Rockaway, as well as John F. Kennedy International... , New York Stephen Lynch Stephen Lynch (politician) Stephen F. Lynch is the U.S. representative for . He is a member of the Democratic Party who has served since 2001. Lynch was previously an ironworker and lawyer, and served in both chambers of the Massachusetts General Court.... , Massachusetts John C. Carney, Jr. John C. Carney, Jr. John Charles Carney, Jr. is the U.S. Representative for . He is a member of the Democratic Party. He was the 24th Lieutenant Governor of Delaware from 2001 to 2009... , Delaware