Government Service Insurance System (Philippines)
Encyclopedia
The Government Service Insurance System (Filipino
Filipino language
This move has drawn much criticism from other regional groups.In 1987, a new constitution introduced many provisions for the language.Article XIV, Section 6, omits any mention of Tagalog as the basis for Filipino, and states that:...

: Paseguruhan ng mga Naglilingkod sa Pamahalaan, GSIS) is a government-owned and -controlled corporation (GOCC) in the Republic of the Philippines
Philippines
The Philippines , officially known as the Republic of the Philippines , is a country in Southeast Asia in the western Pacific Ocean. To its north across the Luzon Strait lies Taiwan. West across the South China Sea sits Vietnam...

. Created by Commonwealth Act No. 186 passed on November 14, 1936, the GSIS is mandated to provide and administer the following social security benefits for government employees: compulsory life insurance, optional life insurance
Life insurance
Life insurance is a contract between an insurance policy holder and an insurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of the insured person. Depending on the contract, other events such as terminal illness or critical illness may also trigger...

, retirement benefits, disability benefits for work-related contingencies and death benefits. In addition, the GSIS is entrusted with the administration of the General Insurance Fund by virtue of RA656 of the Property Insurance Law. It provides insurance coverage to assets and properties which have government insurable interests.

Coverage

The GSIS covers all government workers irrespective of their employment status, except employees who have separate retirement schemes under special laws, to wit:
  • Members of the Judiciary and Constitutional Commissions
  • Contractual employees who have no employee-employer relationship with their agencies
  • Uniformed members of the Armed Forces of the Philippines, and the Philippine National Police, including the Bureau of Jail Management and Penology, and the Bureau of Fire Protection.

Benefits and services

The principal benefit package of the GSIS consists of compulsory and optional life insurance, retirement, separation and employee's compensation.

Active GSIS members are entitled to the following loan privileges: salary, policy, emergency and housing loans.

Organizational structure

The governing and policy-making body of the GSIS is the Board of Trustees, the members of which are appointed by the President of the Philippines.

The GSIS workforce consists of 3,104 employees, 52% of whom are in the Head Office while the remaining 48% are in the Branches. To date, there are 40 branches and 78 satellite offices nationwide. It is envisioned that the System's service network will continue to increase as the institution is committed to provide branch offices in every province where there exists a minimum of 15,000 active members.

Database crash

On April 2 and May 11, the GSIS Integrated Loans, Membership, Acquired Assets and Accounts Management System (ILMAAAMS) went into a database crash, causing the agency to incur a backlog in its processing of claims and loan applications. The GSIS filed on June 1, 2011, a P100-million damage suit against the IBM Philippines and its parent firm, as well as contractor Questronix Corp. for supplying defective database software that led to the computer crash.

UMID

The GSIS was the first government agency in the Philippines to adopt the Unified Multi-purpose ID System, "which aims to streamline and harmonize the identification systems of all government agencies and government-owned and controlled corporations through the use of a unified multi-purpose ID". On August 16, 2011, the GSIS announced that enrollment for the eCard has reached its one million mark.

Investments

On January 25, 2008, GSIS President and General Manager Winston F. Garcia announced "that it will be investing a total of $5 billion in fixed income, equities and properties [in the Philippines] and abroad ... initially investing $1 billion this year in global markets, and another $1 billion locally".

External links

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