Rural Bank of Marayo
Encyclopedia
Rural Bank of Marayo Inc. is a bank in the Philippines
Philippines
The Philippines , officially known as the Republic of the Philippines , is a country in Southeast Asia in the western Pacific Ocean. To its north across the Luzon Strait lies Taiwan. West across the South China Sea sits Vietnam...

. It is organized and incorporated in accordance with the provisions of the Rural Banks Act of the Philippines for the purpose of providing the people of rural communities with credit facilities on reasonable terms and encourage cooperatives.

It is the first and only bank
Bank
A bank is a financial institution that serves as a financial intermediary. The term "bank" may refer to one of several related types of entities:...

 in the town of Pontevedra Negros Occidental. They offer broad range of services including deposits, lending services and money transfers for overseas remittance through Western Union
Western Union
The Western Union Company is a financial services and communications company based in the United States. Its North American headquarters is in Englewood, Colorado. Up until 2006, Western Union was the best-known U.S...

. This bank played a major role in improving the lives of people in the rural areas that they cover, ranks 6th in the whole Philippines
Philippines
The Philippines , officially known as the Republic of the Philippines , is a country in Southeast Asia in the western Pacific Ocean. To its north across the Luzon Strait lies Taiwan. West across the South China Sea sits Vietnam...

 and 1st in the Visayas
Visayas
The Visayas or Visayan Islands and locally known as Kabisay-an gid, is one of the three principal geographical divisions of the Philippines, along with Mindanao and Luzon. It consists of several islands, primarily surrounding the Visayan Sea, although the Visayas are considered the northeast...

 for 4 consecutive years. It has two other branches located at E.B. Magalona, Negros Occidental and with its acquisition of the branch of the Rural Bank of Barotac Nuevo in Banate, Iloilo
Banate, Iloilo
Banate is a coastal town in the northern part of the Province of Iloilo, Region VI Western Visayas, Philippines. It is primarily a fishing and agricultural municipality, which has a population of 27,263 inhabitants in 5,279 households...

. Being the only bank in Pontevedra Negros Occ. and Banate Iloilo, Rural Bank of Marayo has helped in the development of the town of Banate in Iloilo
Banate, Iloilo
Banate is a coastal town in the northern part of the Province of Iloilo, Region VI Western Visayas, Philippines. It is primarily a fishing and agricultural municipality, which has a population of 27,263 inhabitants in 5,279 households...

 and its home town in Pontevedra Negros Occidental.

History

Rural Bank id Marayo was founded under the Rural Bank's Act of the Philippines, Republic Act No. 720 of 1952. it was registered with the Securities and Exchange Commission as Rural Bank of Marayo ( Neg. Occ. ), Inc. in the form of a stock corporation. It was formally opened on November 18, 1969 with the authority to operate by the Central Bank of the Philippines.

With an initial authorized capital of Php 1,000,000.00, it has been increasing its capital base through the years. On April 22, 1992, it increased capitalization to Php 6,500,000.00 and to meet the expanding operation , it has increased its authorized capital to Php 20,500,000.00 on August 11, 2003. At present it has paid in capital of Php 15,500,000.00 and to be increased to Php 50 Million, now awaiting approval by the Banko Sentral ng Pilipinas ( BSP ) from August 1993 until the present, Rural Bank of Marayo has been accredited by Land Bank of the Philippines under its Small-Agri Re discounting Program.

Beginning 2003 its increased its lending operation to small and medium entrepreneurs in the rural communities to stimulate economic activities and improve living standards of the people.

The idea of putting up a branch office was conceptualized. Through the efforts of the bank's board of directors and officers, the bank opened its regular branch office in E.B. Magalona, Negros Occidental on October 14, 2005 and in Banate, Iloilo on August 01, 2006.

Business Center/ Branches

Baranches
  • Pontevedra, Negros Occidental
    Pontevedra, Negros Occidental
    Pontevedra is a 3rd class municipality in the province of Negros Occidental, Philippines. According to the 2000 census, it has a population of 42,089 people in 8,554 households.-History:...

    , Philippines
    Philippines
    The Philippines , officially known as the Republic of the Philippines , is a country in Southeast Asia in the western Pacific Ocean. To its north across the Luzon Strait lies Taiwan. West across the South China Sea sits Vietnam...

  • EB Magalona Negros Occidental
    Negros Occidental
    Negros Occidental is a province of the Philippines located in the Western Visayas region. Its capital is Bacolod City and it occupies the northwestern half of Negros Island; Negros Oriental is at the southeastern half...

    , Philippines
    Philippines
    The Philippines , officially known as the Republic of the Philippines , is a country in Southeast Asia in the western Pacific Ocean. To its north across the Luzon Strait lies Taiwan. West across the South China Sea sits Vietnam...

  • Banate, Iloilo
    Banate, Iloilo
    Banate is a coastal town in the northern part of the Province of Iloilo, Region VI Western Visayas, Philippines. It is primarily a fishing and agricultural municipality, which has a population of 27,263 inhabitants in 5,279 households...



Business Centers
  • Passi City
    Passi City
    Passi City is a 3rd class city in the province of Iloilo in the Philippines...

  • Bacolod City
  • Binalbagan City
  • Cadiz
  • Kabancalan

Major Accomplishments & Awards

CFI Awardee by Land Bank of the Philippines
  • Most Outstanding Rural Bank - Region VI - CY 2001
  • Most Outstanding Rural Bank - Region VI - CY 2002
  • Most Outstanding Rural Bank - Region VI - CY 2003
  • Most Outstanding Rural Bank - Region VI - CY 2004
  • Most Outstanding Rural Bank - Region VI - CY 2006
  • Most Outstanding Rural Bank - Region VI - CY 2007
  • Most Outstanding Rural Bank - Region VI - CY 2008
  • Most Outstanding Rural Bank - National Level Fifth Place - CY 2002
  • Most Outstanding Rural Bank - National Level Fourth Place - CY 2004
  • Most Outstanding Rural Bank - National Level First Place - CY 2008
  • Most Outstanding Rural Bank - National Level Best in capital Build-up - CY 2003
  • Most Outstanding Rural Bank - National Level Best in capital Build-up - CY 2008
  • 6th time winner of Most Outstanding Rural Bank in Region VI by the Land bank of the Philippines6
  • Most Outstanding Rural Bank - Hall of Fame Award - CY 2009
  • Most Outstanding Rural Bank - Hall of Fame Award - CY 2010

Ownership Structure/Management

Mr. Franklin G. Fuentebella Chairs the seven-member board of directors. Mr. Jesus E. Campos, Jr., President/General Manager Supervises the bank's daily operation.

Services Offered


Deposits:
  • Savings Deposit
    Deposit account
    A deposit account is a current account, savings account, or other type of bank account, at a banking institution that allows money to be deposited and withdrawn by the account holder. These transactions are recorded on the bank's books, and the resulting balance is recorded as a liability for the...

  • Time Deposit
    Time deposit
    A time deposit is a money deposit at a banking institution that cannot be withdrawn for a certain "term" or period of time...


Lending Services:
  • Remittance/Allotment Loan
  • Agricultural Loan
  • Commercial Loan
  • Industrial Loan
  • Pension Loan
  • Other Loans

Articles mentioning RBMI

Landbank's special Award Most outstanding Rural Bank in respective regions

Rural Bank of Marayo opens branch in north

Marayo Rural Bank opens Iloilo branch

Marayo Bank receives 6th ‘outstanding’ award

6th time winner of Most Outstanding Rural Bank in Region VI

External links

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