Visa Inc. (pron or /viːsə/) is an American multinational

Multinational corporation

A multi national corporation or enterprise , is a corporation or an enterprise that manages production or delivers services in more than one country. It can also be referred to as an international corporation...

 financial services

Financial services

Financial services refer to services provided by the finance industry. The finance industry encompasses a broad range of organizations that deal with the management of money. Among these organizations are credit unions, banks, credit card companies, insurance companies, consumer finance companies,...

 corporation headquartered on 595 Market Street

595 Market Street

595 Market Street is a skyscraper in San Francisco, California. The building rises 410 feet in the northern region of San Francisco’s Financial District. It contains 30 floors, and was completed in 1979. 595 Market Street currently stands as the 37th-tallest building in the city. The architect who...

, Financial District in San Francisco, California

California

California is a state located on the West Coast of the United States. It is by far the most populous U.S. state, and the third-largest by land area...

, United States

United States

The United States of America is a federal constitutional republic comprising fifty states and a federal district...

, although much of the company's staff is based in Foster City, California. It facilitates electronic funds transfer

Electronic funds transfer

Electronic funds transfer is the electronic exchange or transfer of money from one account to another, either within a single financial institution or across multiple institutions, through computer-based systems....

s throughout the world, most commonly through Visa-branded credit card

Credit card

A credit card is a small plastic card issued to users as a system of payment. It allows its holder to buy goods and services based on the holder's promise to pay for these goods and services...

 and debit cards. Visa does not issue cards, extend credit or set rates and fees for consumers; rather, Visa provides financial institutions with Visa-branded payment products that they then use to offer credit, debit, prepaid and cash-access programs to their customers.